This is an area that some companies “take a chance” and hope no one gets hurt.
If a contractor is unable to produce the proper insurance coverage, do not hire them because you may be responsible for any injuries or accidents that occur.
Note: Workers Compensation insurance only covers employees. If the contractor utilizes sub-contractors – they must have their own Workers Compensation insurance in force otherwise the homeowner can be held responsible if there is an accident.
Posted in: FAQs